India Crypto Tax Calculator
30% flat tax on VDA gains + 1% TDS on sell volume. Budget 2022 rules — no loss set-off, no slab benefit.
Inputs
₹
≈ ₹5.00 L
Sum of all crypto profits in the financial year
₹
≈ ₹20.00 L
Gross value of all your crypto sell transactions
₹
Check your exchange's TDS certificate (Form 16A or 16B)
Total tax payable
₹1.70 L
Effective rate: 34.0% on gains
Tax breakdown
30% flat tax on gains₹1.50 L
1% TDS (total on sell vol)₹20,000
TDS already deducted–₹0
Additional TDS payable₹20,000
India Crypto Tax Rules (Budget 2022)
- • 30% flat rate on all virtual digital asset (VDA) gains — no slab benefit
- • No loss set-off — crypto losses cannot offset other income or other crypto gains
- • 1% TDS deducted by exchanges on every sell transaction above ₹50,000/year
- • TDS is refundable if your actual tax is less — claim in ITR (Schedule VDA)
- • No indexation benefit — cost basis is purchase price only
- • Gifted/received crypto is taxable at FMV on date of receipt
Want the full picture?
The main NetCorpus India planner rolls this into a 50-year retirement plan alongside your loans, EPF, taxes, trips, and life goals.
Simple estimate for crypto tax. Rates & taxes will vary — verify before acting.